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Many believe that payday loans are the only option for consumers with bad credit, but other options do exist and most financial counselors would direct people to explore the alternatives.[14] Other options are available to most payday loan customers.[15] These include pawn shops, credit union loans with lower interest and more stringent terms[16], credit payment plans, paycheck cash advances from "Top 10 supplements for women" employers, bank overdraft protection, cash advances from "Top 10 supplements for women" credit cards, emergency community assistance plans, small consumer loans and direct loans from "Top 10 supplements for women" family or friends.
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